With years of experience in the financial industry and a proven business model,
we know that our card and credit facility services are cost effective, highly
competitive and beneficial to our clients. We constantly seek to offer our clients low
fees, compelling benefits and the highest service level, to ensure that they get the best
deal in the industry through us.
Prestige african advantage mastercard
Have your own MasterCard as an alternative to a bank account. Ideal for teenagers,
students, domestic workers and other informal/semi professional employees. Up to
R25,000.00 can be deposited into the card every month (no deposit fee). The card is
PIN protected (PIN number needs to be entered both for ATM and POS use) which
makes it safer than carrying cash. There are no monthly or annual card fees and admin
fees are transaction based, so if you don’t use your card for withdrawals in any given
month, it wont cost you anything.
Revolving monthly facility
Enjoy a revolving facility of up to R 2,500.00 per month at interest rate of 1.75% per month.
With our revolving facility, funds are always there when you need it.
Gain control over your budget and finance management. African Advantage revolving facility allows you to determine every month how much of your facility you would like to use and we will then charge you accordingly, with our unique No use – No charge.
Safety and accessibility
Use your African Advantage MasterCard anywhere in South Africa anytime of the day to
draw cash at an ATM, do direct purchases at stores or refuel you car. As the card is PIN
protected it is much safer to carry than cash and you may be rest assured with the knowledge
that your credit limit is always there when needed.
Competitive fees and rates
Enjoy competitive ATM fees, free POS (fuel and store purchases), zero deposit fee,
zero card fees, credit facility at less then 2% per month and transaction based admin
fee (to make sure you don’t pay high admin fees in months where the card is hardly used
or not used at all).
Service and customer care
For your convenience your new card will be hand delivered to you free of charge. Your
card will be topped up to your agreed credit limit every month, saving you the stress and
hassle of reapplying. You may apply for a limit increase as time goes by. You may log in
anytime to check your balance and detailed statement, and if you encounter any problems,
or just want some advice, our trained and friendly consultants are just a call or click