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Fees

We believe it’s important for our client’s to understand fully all fees and charges relating to their revolving facility and their African Advantage MasterCards. Our costs are fair, transparent and competitive. Please feel free to contact us if you need any information or help to understand exactly how the fees work.

 

If the card is not used in any given month, no service fee, admin fee or transaction fee
will be charged for that month.

FACILITIES RELATED FEES

Initiation Fee Zero
Monthly Service Fee R68.00 (incl. VAT)
Interest Rate Variable depending on Repo Rate, currently 1.75% per month
No use, No charge!

 

Card-Related Fees

Card Fees Zero – no monthly or annual card fees
ATM withdrawal at Standard Bank ATM R9.50
ATM withdrawal at other ATM R16.50
Balance Enquiries at Standard Bank ATM R2.85
Balance Enquiries at other ATM R4.20
Balance Enquiries via SMS R2.28
Balance Enquiries via website logging Zero
POS (point of sale) transaction charge Zero – Swipe your card for free
Cash back (cash withdraw) at POS R2.50 where there is a POS with the cash back
R3.20 when no POS is performed
Decline fees at ATM or POS Zero
Deposit fee at banks or EFT Zero
Admin fees (charged monthly per transaction Amount) 10% of total monthly transaction up to R2 500.00 plus 2% of any transaction in excess of R2 500.00
SMS notification Zero
Disputed card holder transaction or chargeback. Requests where cardholder incorrectly disputes a valid transaction R110.00 per disputed transaction request
Replacement card fee (due to loss of card) R57.00
Replacement card delivery fee R57.00
PIN reset R5.30
All pricing inclusive of VAT.
All fees are subject to change at the sole discretion of African Advantage
If the card is not used in any given month, no service fee, admin fee or transaction fee
will be charged for that month.
No use, No charge!
Call
0861 88 99 89
or let us call you